Insurance companies first give you an insurance that you don’t need an attorney to settle out the payoffs but later on they start using dirty tactics to save money in their pockets and settle you on an unfair amount.
Insurer’s also ensures to make you sign a statement or make a recorded statement "for the record" without representation. During recorded statements in particular, skilled adjustors can make you say things that will later support their claim that you are faking the property damages. You may inadvertently claim fault or the adjustor will lure you into a detailed account of your day up until the crash or other accident. Then they would make a scene like you were distracted and it's right there on tape.
There are other tactics as well which Insurer practices to cheat homeowners:
- Insurance companies change their policies retroactively and also make changes to the current policy with informing the customers.
- Insurer’s change the engineering reports or try to modify them and tends to falsify the claim.
- These companies deny the fire claims based on arsons directly when no evidence exists to the account.
- Settling on a lesser amount of money as compared to the amount originally insured.
Customers have to test their patience in the literal sense as these companies process their claims very slowly and ineffectively.
Customers should be proactive in reading all the rules in an insurance policy before applying for the same.
At Roofing Giant, we have a great experience working with insurance companies on the projects such as hail and wind damages of the roof. We are always glad to assist you and answer all your questions. Visit www.RoofingGiant.com/claims for more information.